• Fair Debt Collection Practices Act – Federal laws protecting all American citizens from unlawful debt collection practices.

  • Fair Credit Reporting Act – Federal laws protecting one’s credit from false reporting or illegal use from others.

  • Tennessee Consumer Protection Act – Tennessee laws protecting consumers.

  • Collection Services Act – Tennessee laws protecting citizens from unlawful collection activities.


  • You have the right to discuss your legal issues with an attorney before going before a judge.
  • Stop collection calls – You have the right to request a debt collector to “cease and desist” collection calls, especially at your place of employment.
  • Negotiate favorable settlements – We have helped many clients save thousands of dollars.
  • Debtors prisons, such as those in New York City in colonial times, were outlawed over one hundred years ago. US citizens can no longer be prosecuted criminally for owing most types of debts. You are not alone. Debt collection has been around for thousands of years and most debt collection cases have been addressed by the courts. Congress created the Fair Debt Collection Practices Act and the Fair Credit Reporting Act in the 1970s to address America’s growing concern for harassing debt collection and debt reporting methods.
  • For more information please visit

"Fast, efficient, friendly and affordable. I refer Brackett and Strunk to everyone who needs help with their debts."

Jo - Knoxville

"I think very highly of them. Brackett and Strunk are very professional and helpful."

John - Oliver Springs


303 Ellis Avenue
Maryville, TN 37804

1104 Merchants Drive
Knoxville, TN 37912
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Brackett & Strunk P.L.L.C.
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Disclaimer: Our current bankruptcy and debt collection system is too vast to completely explain on this website. This information is not intended to be and shall not be construed as legal advice, but is for
informative purposes only. If you want to know more about your rights, contact an attorney experienced in these matters to fully explain your options.
We are a debt relief agency.  We help people file for bankruptcy