Debt Defense Information for Knoxville

Brackett and Strunk - Debt Defense


Debt defense attorney's in Knoxville

  • Fair Debt Collection Practices Act – Federal laws protecting all American citizens from unlawful debt collection practices.
  • Fair Credit Reporting Act – Federal laws protecting one’s credit from false reporting or illegal use by others.
  • Fair Credit Card Accountability, Responsibility and Disclosure Act – Federal laws governing the actions that can be taken by credit card issuers.
  • Truth In Lending Act – Governs all lending to consumers and affords all Americans a free credit report from all three credit bureaus each year.
  • Telephone Consumer Protection Act – Federal law regulating unsolicited calls, especially robo-dialed calls, to consumers.
  • Tennessee Consumer Protection Act – Tennessee laws protecting consumers.
  • Collection Services Act – Tennessee laws protecting citizens from unlawful collection activities.


  • Debtors’ prisons, such as those in New York City in colonial times, were outlawed over one hundred years ago. US citizens can no longer be prosecuted criminally for owing most types of debts.
  • You are not alone. Debt collection has been around for thousands of years and most debt collection cases have been addressed by the courts.
  • Congress recognized the need to protect the American citizens from abusive debt collectors when it created the Fair Debt Collection Practices Act and the Fair Credit Reporting Act in the 1970s.
  • For more information please visit, or call us for a free consultation.


  • Under the U.S. Constitution, you have the right to discuss your legal issues with an attorney before going before a judge.
  • Stop collection calls – You have the right to request a debt collector to “cease and desist” collection calls, especially at your place of employment.
  • Negotiate favorable settlements – We have helped many clients save thousands of dollars.

“Fast, efficient, friendly and affordable. I refer Brackett and Strunk to everyone who needs help with their debts.” – Jo, Knoxville

“I think very highly of them. Brackett and Strunk are very professional and helpful.” – John, Oliver Springs